Fincross DIGITAL

A new future for regional banks, with the power of digital technology.

Big Data from the Seven Banks Combined:

savings accounts

(10.9 million)

loan clients

(800,000)

What is Fincross DIGITAL?

Fincross DIGITAL is a joint venture established for collaborative research and development, based on a partnership of seven regional banks that have agreed to work together in promoting the digitization of finance.

What is Fincross DIGITAL?

Read more about Fincross PARTNERS

The Benefits of a Joint Venture

  1. Reduced burdens for each bank

    Resources necessary for the digitization of banks can be jointly contributed by multiple banks, reducing the costs and burdens incurred by each bank.

  2. Innovative services and technological development

    New financial services can be provided and new technologies can be implemented free from the constraints of existing systems, as multiple banks with different system infrastructures jointly conduct research and development.

  3. The Use of big data

    Data from multiple banks can be aggregated, enabling data analyses and usages that are more complex than those that can be conducted by each individual bank (with the premise that individual data is made anonymous)

AI

AI

RPA

RPA

Digital Retail

Digital Retail

UX / UI

UX / UI

Company

Company

News

August 1, 2019AI

Member banks of the Fincross Partnership have decided to jointly develop and implement a financial products recommendation system that leverages AI technology.[PDF file]

April 23, 2019AI

Member banks of the Fincross Partnership have decided to jointly implement an in-bank digital document search system that leverages AI technology.[PDF file]

April 16, 2019Company

We(Fincross Digital) invited experts of Digital Marketing and consultant as instructor, and provided Digital Marketing Study Group for Fincross Partnership participants banks.

March 05, 2019Company

We(Fincross Digital) gave a lecture about "Direction of digitalization in regional banks" at "The 5th Financial ICT Conference 2019-Spring-" sponsored by NANO OPT Media, Inc.

February 21, 2019Company

We(Fincross Digital) gave a lecture about "Direction of digitalization in regional banks" at "Study group aiming best chosen financial institution, 5th time held at Tokyo" sponsored by Tanabe Management Consulting Co., Ltd.

February 13, 2019Company

We(Fincross Digital) invited experts of data analysis and consultant as instructor, and provided Data Science Training for Fincross Partnership participants banks.

January 28, 2019Company

We are pleased to announce the relocation of our office.  Our new address as follows:
Kabutocho Heiwa Bldg. No.6 2F, 6-5 Nihonbashi Kabutocho, Chuo-ku, Tokyo, 103-0026, Japan

December 03, 2018Company

We(Fincross Digital) gave a lecture about "Direction of digitalization in regional banks"at ”Future of ICT Application and Broadcasting” seminar sponsored by Ministry of Internal Affairs and Communications (MIC) of Japan and The office of the National Broadcasting and Telecommunications Commission (NBTC)

August 27, 2018Company

[Media Appearance]Fincross DIGITAL appeared on the TOP Interview of the Finance Facsimile News

June 25, 2018Company

Establishment of Fincross DIGITAL Co., Ltd.

Message from the Company

The digitization of the economy and society are rapidly progressing, impacting the management of banks in various ways. In this environment, executives with strong leadership have emerged at some regional banks, taking the trend of digitization positively and aggressively working to open up bright futures for their banks.

Having said that, there is great difficulty in tackling this issue alone, as there are many limitations including managerial resources such as human resources and costs, or the amount of customer data that can be utilized for big data analyses. This is why regional banks with the same aspirations gathered together to move forward in a collaborative effort.

We are a joint venture that has been established by seven regional banks (The Senshu Ikeda Bank, Ltd., The Gunma Bank, Ltd., The San-In Godo Bank, Ltd., Shikoku Bank, Ltd., The Chiba Kogyo Bank, Ltd., The Tsukuba Bank, Ltd., and The Fukui Bank, Ltd.) that share a grand vision and clear principles, and we also conduct secretariat operations for “Fincross PARTNERS”, the strategic alliance between these seven banks.

We will be providing to participating banks a digital infrastructure that will enable the timely provision of services that meet the needs of customers with ease of use, by effectively utilizing regionally dispersed big data that is owned by the participating banks, while adding the flavor of regional banks.

Additionally, with the business environment becoming even more challenging, we will provide pragmatic, effective digital solutions to the various issues that arise when banks strive to advance their operations and make them more efficient in order to reduce any excess and become leaner.

Going forward, the digitization of the economy and society is expected to accelerate even further, but we believe that the more this actually occurs, the more business opportunities there will be for regional banks. Let us react positively to these drastic changes and leverage the power of digital technology to pioneer a bright future for regional banks.

Chief Executive Officer Masaki Itoh Director Shuhei Namekawa

Company Information

Company name:

Fincross DIGITAL Co., Ltd.

Headquarters:

6-5, Nihonbashi-Kabutocho, Chuo-ku, Tokyo, 103-0026, Japan

Executives:

Chief Executive Officer

Masaki Itoh

Director

Shuhei Namekawa

Directors (Part-Time)

Atsushi Ukawa (President, The Senshu Ikeda Bank, Ltd.)
Akihiko Fukai (President, The Gunma Bank, Ltd.)
Fumio Ishimaru (President, The San-In Godo Bank, Ltd.)
Masahiko Ikuta (President, Tsukuba Bank, Ltd.)
Masahiro Hayashi (President, The Fukui Bank, Ltd.)

Auditors (Part-Time)

Fumiaki Yamamoto (President, Shikoku Bank, Ltd.)
Hitoshi Umeda (President, The Chiba Kogyo Bank, Ltd.)

Capital:

1 million yen

Shareholders:

The Senshu Ikeda Bank, Ltd. 14.3%
The Gunma Bank, Ltd. 14.3%
The San-In Godo Bank, Ltd. 14.3%
Shikoku Bank, Ltd. 14.3%
The Chiba Kogyo Bank, Ltd. 14.3%
Tsukuba Bank, Ltd. 14.3%
The Fukui Bank, Ltd. 14.3%

Businesses:

(1) Research and development for IT, finance, fintech, and development of industries, markets, and regions, etc.
(2) Planning, development, and operation, etc. of information systems, etc.
(3) Secretariat operations for the Fincross Partnership

Contact Us

Feel free to contact us with questions about Fincross DIGITAL,
or regarding surveys/research/information exchange with regard to FinTech.

*all items must be filled

Fincross DIGITAL Co., Ltd. is a so-called “advanced banking service company” that was jointly established through equal investments by
The Senshu Ikeda Bank, Ltd., The Gunma Bank, Ltd., The San-In Godo Bank, Ltd., Shikoku Bank, Ltd., The Chiba Kogyo Bank, Ltd., The Tsukuba Bank, Ltd., and The Fukui Bank, Ltd.